...It’s a great feeling when you are growing fast and your business is going gangbusters. I recently published a post about how my startup hit $1 million in ARR within nine months. My co-founders and I got a lot of questions about how we built our company, Terminus, and developed our culture, the hiring process, and, well, almost everything. Today I want to talk about our most recent milestone: we just reached 100 customers and our product is less than a year old! Here’s our hypothesis as to why we have been growing so fast and not breaking anyone on the team. We give each new hire “keys to the Ferrari.” Read More...

...During the course of 2015 and on into 16 I have been studying, researching as well as working. My study, research has been on various topics from IoT, Sustainability, Environment, Food Security, Complex Decision making, Supply Chain Management, Cyber Security, In memory Computing, Statistics to name but a few(FutureLearn). Work wise I have been a Consultant for Enterprises Solutions(Trobexis), Enterprise Asset Management, Enterprise Content Management (OpenText) in a variety of Industries, which include, Oil & Gas, Utilities, Construction, Maintenance even Banking. Here is the thing though, what do all these study, research and work all have in common? Simple BIG DATA!!!! That’s getting bigger everyday. Read More...

..."There falls the words of fools about my ears...Answers everywhere, promising solutions to my fears,leading through halls with no doors in the walls,and leave me in the darkness."The Silence of a Candle (Ralph Towner) Rest assured, this article will not be a sales pitch promising that Predictive Analytics is The Answer to everything. Instead, it will be a snapshot of a complex topic.  But first, what is "Predictive Analytics"? Here are two brief examples: A model developed by a data scientist at a university used to identify students at high risk of defaulting on student loans. Models built by a data scientist at a financial services company designed to identify customers most likely to invest in certain new retirement funds. Read More...

...In a recently published McKinsey study "The Internet of Things (IoT): Mapping the Value Beyond the Hype", the retail industry is ranked fourth highest in potential and economic impact over the next decade, as highlighted below. McKinsey defines the retail environment broadly "as physical spaces where consumers engage in commerce, considering or purchasing goods and or services". This includes traditional stores, such as, department and grocery stores, as well as showrooms where goods are on display but not available for sale. It also includes physical spaces where services are purchased, such as, banking halls, theatres and sports arenas – anywhere consumers consider and or buy; such as self-checkout, in-store offers, extra. The analysis covers only physical environments where IoT technologies can be deployed, not online retailing. Read More...

...The goal is to turn data into information, and information into insight. The banking and financial services sector has gone through unprecedented change in the last few years, writes Paul Garel-Jones.  Now Customers are expecting a more personalized service from their banks however Regulators have reacted to the credit crunch with significant changes to regulation with more intrusive and granular supervision.  At the same time, according to the EMC-sponsored IDC Digital Universe study, the world's data is doubling every two years with 1.8 trillion gigabytes expected to be created in 2011.The Banking service sector is burdened with stringent regulations, changes and uncertainties. They need to reduce risk, cut costs, retain customers and reduce losses while complying changing laws and regulations.  Read More...

...As we welcome in 2016, awareness of the variety of information-related risks confronting today's enterprises, and the availability of insurance covering those risks, is at an all time high.  High profile data breaches caused by negligent or non-compliant employees and hackers, ransomware attacks, and social engineering scams have motivated many companies to transfer some of their cyber risks with cyberinsurance.  But companies that also take steps to better manage their information assets not only improve their cyber risk profile; they also put themselves in better position to secure more favorable cyber insurance coverage terms and rates.  Read More...

...To say that it has been a wildly volatile year for financial markets would be an understatement ... and we are only in mid-February! Indeed, it has been quite a while since we have seen such intra-day fluctuations -- up and down -- in stocks, bonds, and oil. Unsurprisingly, this volatility has unsettled many investors, contributing to growing financial insecurity. If it continues, it would also risk aggravating economic insecurity, undermining growth potential and fueling political debates. All this serves to place an even brighter spotlight on central banks -- from the Federal Reserve and the European Central Bank to the Bank of Japan, the People's Bank of China and others. For example: Read More...

...Mankind was destined to live on the edge of perpetual disaster. We are mankind because we surviveJames A Michener –Pulitzer award winner American writer. If we slightly tone down the poetic expression of ‘perpetual disaster’ to ‘disruption’ or ‘disruptive change’, we realize that it is the survival spirit or quest for innovation and creativity - which has led mankind from Stone Age to the present Digital Age. Rapidly growing waves of digitalization - ‘electronifying human emotions, expressions and complex web of relations’ of recent times, have fundamentally altered every aspect of our lives. Besides introducing new and intricate norms of social values and behaviour, it has drastically changed our living pattern, demands and overall risk profile.   Read More...

...Anyone who has read enough self-help books will know that happiness is not something that you can ‘do’. But if you do a whole range of things, like keeping healthy, doing something you love and having people you love in your life, it’s odds on that happiness will be the result. It’s much the same with innovation. Businesses can’t ‘do’ innovation. But they can do a whole lot of stuff that will result in genuine innovation. Read More...