How do fintech and blockchain technology blend?

Kostiantyn Didur·13 August 2018·Enabling Technologies

...Intuitively, fintech and blockchain technology merge quite well. After all, cryptocurrencies were the first use cases of the distributed ledgers, and crypto assets are, well, assets that can be traded on the financial markets. Still, this technology has much more to offer than cryptocurrencies. For instance, blockchain-based smart contracts… Read More...

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Machine learning in finance: Why, what & how

Tetiana Boichenko·11 July 2018·Enabling Technologies

...Machine learning in finance may seem like magic but there is no magic behind it (well, maybe just a little bit). Still, the success of machine learning projects depends more on building an efficient infrastructure, collecting suitable datasets, and applying the right algorithms. Machine learning (ML) is making significant inroads… Read More...

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The Digital Giants in 2018

Michael Wade·10 July 2018·The Case For Digital Transformation

...In mid-2017, we released a summary of the activities of 8 of the world’s largest digital giants, namely Google, Amazon, Facebook, Apple, Microsoft, Snap, Alibaba, and Tencent. We tracked their activities across 13 areas, including digital content and media, A.I. and machine learning, online commerce, offline commerce, hardware devices, IT and… Read More...

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Creating Customer Constellations – Episode 3: Developing Your Constellation Strategy

Samuel Church·2 July 2018·Customer Engagement

...The Customer Constellation Model – Recap. In my first article, I set out the key components of the Customer Constellation model. The purpose of the model is to help businesses develop optimal customer engagement strategies by creating Constellations of brightly lit Stars across the customer universe. The premise being that, like… Read More...

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News in Digital from The Digital Transformation People Issue #15

News In Digital·10 June 2018·The Case For Digital Transformation

...Here we are in Summer 2018; the demand for Digital Transformation continues unabated and we are learning more and more about what it means to transform and become fit for purpose in this new era. It’s clear that the command and control method of organisation and leadership will not deliver… Read More...

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Digital Transformation Framework: How to Turn the Tables on Fintechs?

Kostiantyn Didur·3 June 2018·The Case For Digital Transformation

...Why do banks need a digital transformation framework? According to McKinsey, global banking revenues totaled 4.6 trillion in 2016, up 3% from 2015: If the market is growing, why do banks need to change? Apparently, these general figures won’t tell you the whole story: For… Read More...

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How Will Voice Impact People’s Buying Behaviour?

Sreeraman Thiagarajan·30 May 2018·Customer Engagement

...“Buyology” is evolving faster than biology; that is, how we buy is changing faster than how living beings evolve. In the last two decades, every industry either saw exponential growth or a drastic disruption, not because they couldn’t keep up, but primarily due to the shift in people’s behaviour strongly influenced by technology.  Kodak could have… Read More...

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Leading Digital: The Executive Summary

Neil Rainey·23 May 2018·The Case For Digital Transformation

...Leading Digital: Turning Technology Into Business Transformation is the classic book on digital transformation.  Here is a full and in-depth Executive Summary to get you started with what you need to know for your digital transformation. In Leading Digital, authors George Westerman, Didier Bonnet, and Andrew McAfee highlight how large companies… Read More...

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FinTech 2018: Hot Topics and Top Influencers

Joe Fields·21 May 2018·The Case For Digital Transformation

...FinTech is a relatively new industry applying technology to improve financial activities. FinTech companies consist of both startups and established financial and technology companies trying to replace or enhance services provided by existing financial companies. Typical areas in which FinTech companies operate include online and mobile payments, alternative finance and financial management. Investment into… Read More...

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ICOs: The future of venture capital? Introducing the Power Snooker ICO

Simon Chan·7 May 2018·Enabling Technologies

...2017 will go down in history as the year that Cryptocurrencies shook the world. Bitcoin started the year priced at $963 per coin. By the end of 2017, it had hit $20,000. Much of this growth was driven by a phenomenon known as the Initial Coin Offering (ICO), a new… Read More...

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How psychometric profiling can help banks double their digital marketing efficiency

Ahmed Khidhir·29 April 2018·Customer Engagement

...In most countries, we see the same trend at retail banks — fewer trips to the bank branch and more online visits. Customers are not just logging in to their online or mobile banking applications to check balances, but also to buy banking products and services. According… Read More...

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Faces, fingerprints, behaviour and blood: Who leads the pack in authentication innovation?

Francesco Scarnera·3 April 2018·Cyber Security

...I remember the first time I used a fingerprint scanner on a laptop I’d been given for work and it wasn’t exactly the most satisfying experience. It was a ‘slot style’ fingerprint reader (it may have been this model) and even after ‘enrolling’ my index finger… Read More...

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